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NHS Investment Growth Calculator + Guide — Lifetime Access


£25 · One-time payment · No subscription · No expiry


What will your investments actually be worth, after fees and inflation?

Maybe you opened a stocks and shares ISA and never checked what it was doing.Maybe a fund promised “average 8% growth” and you wondered what that really meant for you.Maybe you know fees matter, but nobody has shown you by how much.

Most calculators give you one big, optimistic number. This one shows you the part they leave out.


What is it?

The MFA Investment Growth Calculator is an interactive, browser-based planning tool for NHS doctors, nurses and allied health professionals. It shows how your money can grow, what fees and inflation quietly take along the way, and whether your investing is on track.

No spreadsheets. No jargon. Just clear, visual answers.


Three ways to use it

  • Projection: see where your investments could be heading.

  • Goal-Based Planning: start with the target and work backwards to the monthly amount.

  • Retrospective Analysis: look back and understand what your investments have actually delivered.

Whether you are planning, targeting or checking, there is a mode for it.


Questions it helps you answer

  • What could my investments grow to?

  • How much does a high-fee fund really cost me over 20 or 30 years?

  • How much should I save each month to hit my goal?

  • What happens if I start five years later?

  • Is what I’ve invested so far actually working?


What you will see

  • Clear, visual charts comparing different fee scenarios

  • How much of your pot comes from your own money versus compound growth

  • A year-by-year breakdown

  • What fees and inflation cost you, in pounds

  • A downloadable PDF report of your results, ready to keep or share with an adviser


What is included in your £25?

  • The MFA Investment Growth Calculator. The full interactive tool, on any device, any time.

  • The NHS Investor’s Guide to Compound Growth & Fees. An 16-page PDF that walks you through all three modes step by step, with worked examples for a junior doctor and a consultant, a plain-English explanation of compound growth and a FAQ.


No subscription. No renewal. No hidden charges. Pay once, use it for life.


Who is it for?

  • New to investing? See how compound growth works before you commit any money.

  • Already investing? Check whether your fees, contributions and timeline are really doing what you hoped.

  • Planning for something big? Work out what it takes to get there, whether that is retirement, a house deposit or financial freedom.


If you are using an ISA, a SIPP or a general investment account, this helps you make more confident decisions.

You do not need a financial background. If you can read a number and move a slider, you can use it.


Educational purposes only. Not financial advice. Past performance is not a reliable indicator of future results. Always speak to a qualified financial adviser before making investment decisions.


Buy Now — £25 Lifetime Access

Questions? Send a WhatsApp message to +44 7923 069623 or email customercare@medicalfinanceacademy.com.

Calculator - MFA Compound Growth w/ Fees, Cost & Inflation + 16-page PDF Guide

£25.00Price

    Disclaimer

    All content on this blog — including articles, guides, tools, and any other products — is written and produced by me personally, drawing on my own experience, research, and opinions. I created this blog for the greater good of my NHS colleagues, to support their careers and financial wellbeing. I'm not a financial advisor, and nothing here is produced by a firm, editorial team, or licensed professional on my behalf. I have no affiliation with, and accept no incentive from, any financial firm, company, or product that could influence or coerce me into producing promotional content — the views expressed here are my own and entirely independent.

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    This site exists for general financial education and entertainment purposes only. It does not constitute financial, investment, tax, legal, or any other form of professional advice, and nothing on it takes into account your individual objectives, financial situation, or needs. You should not rely on anything here to make a financial decision.

    ​

    You remain solely responsible for your own decisions. Please do your own research, due diligence, and independent learning before acting on anything mentioned or implied on this blog. Examples, case studies, and any figures used are purely illustrative of my own experience — they are not guaranteed and may not be replicated in your circumstances.

    ​

    Investing and financial planning carry risk, and the value of any investment can go down as well as up. Before making any financial, investment, or tax decision, please seek personalised advice from a suitably qualified, regulated professional adviser.

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